By creating an account or otherwise using MicroBiz by VES (the "Service"), you agree to be bound by these Terms & Conditions ("Terms") and our Privacy Policy. If you do not agree, do not use the Service. These Terms constitute a legally binding agreement between you and us, consistent with Republic Act No. 8792 (the Electronic Commerce Act of 2000), which recognizes electronic documents and consent as legally valid.
MicroBiz by VES is operated by Hipolito B. Binos Jr., doing business as "Via Express Solutions" ("we", "us", "our"), based in the Philippines. You can reach us at viaexpresssolutions@gmail.com or through our Contact page.
MicroBiz is a business-management tool that lets you record and view sales, expenses, inventory, digital wallet transactions, loans, and related business data, and generate reports from that data. It is a record-keeping and reporting aid — it is not accounting, tax, or legal advice, and we do not guarantee that reports generated by the Service satisfy any specific regulatory, tax, or accounting requirement. Consult a licensed accountant or lawyer for advice specific to your business.
You retain ownership of the business data you enter into MicroBiz (sales records, expense entries, customer information, etc. — "Your Data"). You grant us a limited license to host, store, back up, and display Your Data solely for the purpose of operating the Service for you. You are solely responsible for the accuracy, legality, and appropriateness of Your Data, including making sure you have the right to enter any third-party information (such as a customer's name for a debt/utang record) into the Service.
You agree not to:
We may investigate suspected violations and, where warranted, suspend or terminate accounts under Section 13.
The Service — including its software, design, logos, and MicroBiz/Via Express Solutions branding — is owned by us or our licensors and is protected by Philippine and international intellectual property law, including Republic Act No. 8293 (the Intellectual Property Code of the Philippines). These Terms do not grant you any ownership in the Service itself, only a limited, revocable, non-transferable license to use it for your own business purposes. Open-source components used to build the Service remain subject to their own respective licenses.
The Service loads certain fonts, icon sets, JavaScript libraries, and map tiles from third-party providers (see our Cookie Policy for the list), and integrates optionally with Telegram for notifications. We are not responsible for the availability, content, or practices of these third-party services, which are governed by their own terms.
The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement, to the fullest extent permitted by Philippine law. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.
To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunity, arising out of or related to your use of the Service — including losses resulting from inaccurate data entry, calculation errors, service downtime, or reliance on reports generated by the Service for tax, accounting, or business decisions. Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited under Philippine law (for example, liability for gross negligence or willful misconduct).
You agree to indemnify and hold us harmless from any claims, damages, or expenses (including reasonable legal fees) arising from your violation of these Terms, your misuse of the Service, or Your Data infringing the rights of a third party.
You may stop using the Service and request account deletion at any time by contacting us. We may suspend or terminate your account if you violate these Terms, if required by law, or if your account has been inactive on an unpaid trial for an extended period. Upon termination, your right to use the Service ends immediately; we will handle Your Data as described in our Privacy Policy.
These Terms are governed by the laws of the Republic of the Philippines, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Service will first be attempted to be resolved informally by contacting us; if that fails, the dispute will be subject to the exclusive jurisdiction of the appropriate courts of the Philippines.
We may update these Terms from time to time. Material changes will be reflected by an updated "Effective date" above, and, where appropriate, notified to you by email or in-app notice. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
Questions about these Terms can be sent to viaexpresssolutions@gmail.com or via our Contact page.